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Home Loans charging above current interest rate Gambhir-Pawan | Loans and Credit Cards | 1 Reply


I have taken Home loan from ICICI Housing Finance. Desided rates were floating rate of interest as per RBI norms. But after taking loan bank is charging atleast 1% to 2% extra every month over and above of their current rate of interest what they offer to their customers. It seems after getting loan we have no option except to pay. No law of land on them because the orgination is multinational. Please save me as well as other lakhs of customers from their hands. Hoping an early help

By IndianMoney Experts - 2013-May-24
Dear Pawan, Kindly contact the ICICI Customer Care on Toll free number 1800-22-4848 in order to resolve your complaint. According to the RBI norms they cannot charge you extra interest rate. You can refinance your loan from any other bank which charges a lower interest rate and there is no charge for the foreclosure of home loans taken on floating interest rate basis. You can always look up the website for your home loan needs. is India\'s only free on call money adviser.
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