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I have taken home loan @8.5 on 2006 from ICICI Bank. As of now i am paying @12.75.when ever RBI has increased the Rates immediately will increase the rates. When they decreased the rate.s, they won\\\'t decrease the rates for existing customers. What funda is going on. They are cheating with existing customers. Even we are sending so many mails to ICICI bank, we are not getting any response them.whom we have to approach. Please suggest to me to file case against ICICI BANK.