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Misselling of annual premium policy Ramesh-Kumar-Ojha | Insurance | 1 Reply


Respected sir With due regard I want to say that I have given a \\\\\\\\\\\\\\\'RELIENCE LIFE INSURANCE POLICY in Jan 2011 after misleading assurance by Agent of Relience That he is giving single premium plan. I signed the Policy paper in good faith. I did not received Policy Bond quite longer time so I phoned on contact numbers provided by agent ( Mobile Numbers - 9311198659, 98889699368, 8009661133 ) . After a long effort I received my policy in month of June-July 2011 by speed post. I shocked to see the policy , it was not a single premium policy as it was said to me earlier during selling. It was a annual premium policy for 10 years . This policy was sale to me misleadingly , so I have decided for cancellation . Further photocopy of address proof on my policy bond is also false. Initially I tied it on telephone on above numbers, they have console me that they will correct, but then I found that they not helping to consumer’s complain at all. . In reply The Relience Life Insurance company given a letter on 22nd October 2011 saying that our request is beyond Free Look Period so request for cancellation was denied. Seeing the reply I further loose confidence in Relience Life Insurance company . Even the behavior of company was very ignorant to consumer and Because as a consumer I have to loss of approx Rs.50 000.00 , I continue my effort and request further for cancellation of my policy \\\\\\\\\\\\\\\'RELIENCE LIFE INSURENCE MONEY MULTIPLIER PLAN ( Policy /Contact No. 18383391)\\\\\\\\\\\\\\\' with name of Mr Ramesh kumar Ojha with UIN Number - 121N 079V01. In context, I have given an Email to Relience Office on Email address as on 24 May 2012. I received an Email on 25 may 2012 providing a format , which I have to fill and send back on above Email address along with a cancelled cheque with signature.

By IndianMoney Experts - 2013-May-27
Dear Ramesh, Kindly contact Reliance Life Insurance customer care on toll free number at 1800 300 08181 in order to resolve your complaints.Read all the information before buying a policy. Mis selling is a rampant practice in insurance products. Always understand your insurance needs.Read all the information properly during the 15 day . grace look in period and you can also cancel the policy if not satisfied.Look before you leap. Don\'t buy that policy in a hurry.For any queries,visit as it is India\'s only free on call money adviser.
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