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Misguidance on purchase on the policy Anil-Singh-Rautela | Insurance | 1 Reply


I bought a policy from Bajaj Allianze Life Insurance. And i have been paying the premium of INR 70000 from last 3 years. However, I had gone the company office for the surrender of policy. And they told me if I surrender the same. The total deduction would be 50% of the total premium paid by me. At the time of purchasing this policy, the agent had misguide us. They told me that if u pay the premium. You would get 16% of interdental each year and you can cancel the policy after 3 years. He had never told me regarding Surrender charges. As per understanding the surrender charges is only 4 % if I cancel the policy the after 3 premium. Request you to please do something regarding this matter. Please feel free to call me. And kindly suggest me the right way, should I go to the consumer forum or raise a RTI against the company Thanks in advance.

By IndianMoney Experts - 2013-May-28
Dear Anil, Kindly contact Bajaj Allianz Life Insurance Customer care on toll free number at 1800-233-7272 in order to resolve your complaints.Read all the information before buying a policy. Mis selling is a rampant practice in insurance products. Always understand your insurance needs.Read the fine print carefully during the 15 day grace look in period. You can cancel the policy if not satisfied.Look before you leap. Don\'t buy that policy in a hurry.For any queries visit as it is India\'s only free on call money adviser.
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