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I am Abhinav Kukreja, had taken 2 policies of Max NewYork Life Insurance, Policy No: 713424257 and 456495464. I had paid the first installment of Rs: 50000/- (2 policies) in 2008 after which i couldn\\\\\\\'t pay due to financial problem and had to discontinue. I would like to know is there any way IRDA or any court help me recover my original amount or make a new policy and utilize my existing money of Rs: 50000/-. We belong to middle class family and loosing 50000/- is a big amount for us.