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PNB, Pune, Kothrud, has deducted much more interest on my home loan. I have complained to several time by phone conversion and emails, but have not yet got any response till date. It has been more than six months now. 1. There is huge difference on interest charged for the month of Nov2011 compared to previous months without any notice 2. When there was a constant Rate of Interest during Aug2011 to Jan2012, but the interest component kept on increasing whereas principal component was decreasing, why this is so?