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home loan Mrs-Loraine | Loans and Credit Cards | 1 Reply

10
Jul
2013

I had applied for a home loan and paid a processing charge of Rs 110000 to the HDFC bank for a property which was not finalized yet. Now I called the Agent Shyam Kumar, who is not at all helpful , to cancel my Loan and refund me my processing charge back as there was no investigation done from the HDFC banks side to keep the money and nor refund my amount. My loan was not even sanctioned, no sanction letter was provided and no investigation of property was done as it was never finalized. Could you please assist me in giving my money back to my account? Agent’s Name: Shyam Kumar (9867901525) File No.: 604780920

By IndianMoney Experts - 2013-Jul-10
Dear Mrs Loraine Please contact the toll free number of HDFC bank iat 1800-102-3333 .in order to resolve your complaint. The common problems which come under home loans are many of the home loan applications do not pass even the first test. They are out rightly rejected due to incompatibility between the borrower\\s qualifications and lenders requirements,With every application form for a home loan banks require about 0.25% to 1% of the loan amount to be submitted as the processing fees. This processing fees is generally not refundable,The loan amount sanctioned is based mostly on repayment capacity of the borrower. If you want to know more about home loans please contact IndianMoney.com which is India\'s only free on call money adviser.
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