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home loan Miss-rupa-L | Loans and Credit Cards | 1 Reply


Please dont go for home loan from SBI it is the worst bank i ever have seen they take approx 7 month and till now loan is not clear and main thing is that they are not saying clearly.just i m wondering here and there.not even pick the call these people are really really very bad.Now i am fed up...

By IndianMoney Experts - 2013-Jul-16
Dear Miss Rupa, The toll free number of SBI bank is 1800-233-7933.In order to solve your problem the common problems came under home loan are many of the home loan applications do not pass even the first test. They are out rightly rejected due to incompatibility between the borrower\\\'s qualifications and lenders requirements,With every application form for home loans, banks require about 0.25% to 1% of the loan amount to be submitted as the processing fees. This processing fees is generally not refundable,The loan amount sanctioned is based mostly on repayment capacity of the borrower. Many things come into picture, when the bank decides how much home loan a person can get. The monthly income, financial history, other unpaid loans with the borrower, past repayment record, credit card usage history if any, bounced checks, average balance with the banks, continuity in present employment, total years in employment, nature of employment ,Whether to go for a fixed rate or floating rate interest for home loans is a dilemma which almost every home loan borrower faces. Even after deciding on a particular loan regime, the home loan terms and condition fine prints can create havoc with your interest rates. If you want to know more about that please contact which is India,s only free on call money adviser.
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