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Loan Sanction Amounts Loraine | Loans and Credit Cards | 1 Reply

27
Jul
2013

Hi I had applied for a home loan and paid a processing charge of Rs 110000 to the HDFC bank for a property which was not finalized yet. Now I called the Agent Shyam Kumar, who is not at all helpful , to cancel my Loan and refund me my processing charge back as there was no investigation done from the HDFC banks side to keep the money and nor refund my amount. My loan was not even sanctioned, no sanction letter was provided and no investigation of property was done as it was never finalized. Could you please assist me in giving my money back to my account? Agent’s Name: Shyam Kumar (9867901525) File No.: 604780920 Please get back to me for any other details required. Thank you, Loraine

By IndianMoney Experts - 2013-Jul-27
Dear Loraine, Please contact HDFC Toll free number at 1800-102-3333 in order to resolve your compalint.Before taking the home loan you need to study properly the terms and conditions of the bank.Banks generally charge an amount called the loan processing fee which is non refundable.Private banks can charge as high as INR 25000 if the sanctioned amount is above 75 Lakhs.You also need to check the reputation of the builder and his ability to complete projects as this has a bearing on the sanctioning of your loan.A compromise on this can cost you heavily as your home loan might not be sanctioned.Please look up the website IndianMoney.com in order to read up on home loans.This is India\'s only free on call money adviser.
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