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Hi I have been applied for Housing Loan with your reputed Bank of amount Rs. 8,75,000/-. but which is not saction,But Rs.6,816/-ie.processing fee debited on date 29 June 2012.from my mahindra kotak bank A/C which is also shown in my bank statement. Now I called the Agent Santoshkumar Bile, who is not at all helpful , to refund me my processing charge back as there was no investigation done from the HDFC banks side to keep the money and nor refund my amount. My loan was not even sanctioned, no sanction letter was provided and no investigation of property was done as it was never finalized. Could you please assist me in giving my money back to my account? Agent’s Name: Santoshkumar Bile (9823152951) firstname.lastname@example.org, File No.: 605323608 Please get back to me for any other details required. Thank you, Datta Deshmukh.