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I have taken a home loan from HDFC bank after foreclosing my previous loan with First blue, Foreclosure date of my loan was 25th of the month and I tried to get the closure cheque by 18th of the month, I was assured by the bank personnel that lawyer will collect the cheque and will deposit to the First blue bank on your behalf .for this I need to pay Rs 3500 as a lawyer fee. On Monday I have to go for an official travel l so Sunday I again called and confirmed that lawyer will deposit the cheque on time that is before foreclosure cheque. After a week I contacted my first blue bank to find out the status of loan closure as I didnâ€™t received any message that my loan is closed with the bank and got to know that cheque is still not deposited to the bank after further digging in the matter I got to know that lawyer has collected the cheque but did not deposited to the First blue bank, Neither he contacted me/ my wife, Bank personnel was also sleeping and didnâ€™t respond on the calls , Lawyer also stopped responding on the calls , After chasing him a lot they wake up and start processing the foreclosure after 10 days of cheque issued to me. Till time the cheque was on float and I already paid the interest Rs 21000 to HDFC bank for 15 days time .On the other hand due to delay of foreclosure with first blue is already delayed and I have to pay and additional interest to First blue also of rs 17000 for the time of 10 days . I started chasing HDFC bank for resolving of the Interest issue and excess amount paid by me for NON UTILIZATION of fund/ Cheque which was lying with the lawyer, For two months I am chasing the thing and still this issue was not resolved. - I was not even told by the bank that a new cheque could have been issued for the chequed not utilized and I would not be liable for paying the interest of unutilized cheque. - No satisfactory Resolution of my issue by the bank in time - It was a mental harassment by the bank for collecting document and getting the cheque. - Being the biggest bank they had the poorest customer services. Resolution i got from the bank Customer service is This issue is between Lawyer and you so you need to resolve with him . Bank is no where responsible for any thing .Bank personnel did not informed me about ( new cheque can be issued if cheque is not utilised and no interest payment will be taken Unprofessional services. I have to go to bank several times for getting my loan sanctioned after filling the application .They simply tries to lure you with your talks and once you are in then it will be a vivious circle .
Guys!! I purchased flat here and not at all happy with the quality of work here. Marketing guys make all false promise. My all dreams for my sweet home is shattered once i started staying in. They have done all temporary work so that they complete the work sooner and sell the flat and steal people hard money. i have got so many trouble, now waiting for right moment to sell my flat and get away. These people know how to trap people once u approach them for purchase inquiry. Make wise decision and do proper search before u purchase flat here. inquire as many as flat owner about experience staying already. don\\\'t feel that how flat owners will respond. Be positive. All the best.
Reg: Misrepresentation fraud committed by sales agent Aegon Religare , Mr. Deepak Merhotra , Live wive call centre Services, H-1, Community Centre ( Near Gurudwara ), Narayana Vihar , Narayana , New Delhi. The above agent call me representing that he is calling from HO of Aegon Religare Life Insurance co Ltd. Considering the repo of Agon Religare I purchased the above policies the aforesaid person commit me that this is a newly lunched product and the co. offering 30% cash back on expiry of 45 days and the policy can be redeemed after 4 years the returns will be double the fund value . on expiry of 45 days I enquired about the cash back and receive no reply then I contracted the customer service and did not receive satisfactory answer .it is meaningless to say that the activities carried out by the agent are not known to the company . Company fails to fulfill the commitment , I am sending you back the policy bond and return my money within 7 days rather I will share the matter with media ( Print and electronic ) and file forgery case against the company as well as the sales agent .
I took the policy from icici in last january.before giving to me a policy the agent told me that u will invest 12000 n u will get 17000 aftr 1year.n he told me about icici bank noy icici pru.n didnt told me about 3 years lokng period n term conditions.before recevievng docs n cheque he didnt take any sign of any policy paper or the details of my nominee.when i called the agent for this fake policy he didnt give me any response n same things with co. They also didnt me any positve response.for last two months i suferred alot plzzz take some action against the co. And the agent also.his name is ABhishek sharma.he is the manager in icici pru.he is such a corrupt n totally a lier person.who cheated for every customer .plzz help me out of this matter. Plzzzzz i need ur suggestion what should i do against him and the co. Also i want refund my entire money .plzzz helpppp me this time i really need it.plzzz
I have taken home loan from ICICI in 2006 for 7.25% interest rate. From past 1 year i am paying 11.25% interest rate but when we compare with other banks from past 6 months they are offering 8.5 - 8.75%. When i asked the ICICI folks that as the other banks are charging only 8.75 why you are not reducing my floating rate from 11.25 to 8.75? They responded that some amount would be charged to reduce the floating rate. I asked while increasing you are immediately changing the interest but when comes to reducing the interest rates you are not ready to do that. And even they were saying that we are saying that this option is available when the customers are visiting to our branches. I think the interest rates should be made consistent in maintaining standard across all the banks.
I had taken Kotak Smart Advantage Plan (Policy No. : 01514112 Name Mukesh Berwa) by seeing Brand Name of Kotak Group by investing monthly 1,500/- since December, 2008. But, we are totally frustrated with the behavior and approach of Kotak Life Insurance Company which we have been never seen in our whole life, this kind of responsibilities and irregularities. They are trying to cheat us since, December 2008 when I purchased this policy. At the time of purchasing that policy (December, 2008), the sales executive of Kotak had given all wrong information and said that after 3 years, if you want then you can withdraw your policy and get your all invested money with good return (1500 * 36 months=54,000 + Good % of return) (I have purchased this policy due to this feature only which is told by the executive, and I had paid 1,500/- per month since December ,2008 to December, 2011). And after 3 years, I had been called to Kotak Life Insurance Customer Care he said that your one year invested money will be gone into Kotak Account and it will not given to you, I will get only 2 years invested money with 6 or 7 % deduction also. They say you have to pay premium for 30 years without fail then only your first 18000 will be paid along with else. I was totally shocked. This is ridiculous. Therefore, I am totally mentally, physically and financially harassed by the Kotak Life Insurance Company and decide to surrender the policy (Policy No. : 01514112 Name Mukesh Berwa) When I said that your sales executive had misguided us regarding the policy and given fake/wrong information then Kotakâ€™s representative said that it is not Kotakâ€™s responsibilities for their sales person/team or executives and you should verify the things. It means there is no accountability and responsibilities of Kotak about their plan and policies and their Sales Executiveâ€™s. All the responsibilities and loss paid by the Customer only!!! I would now not like to continue with this insurance policy as there is total difference in what was committed to me at the time of selling the policy and what is being said now by Kotak life insurance help desk.I fully agree that Kotak Life insurance is Making false promises and selling the policy without informing the customer of its full and transparent implication. Please let me know what can be done on this.
Now ICICI home loan ROI is 8.5 % & for existing customer 13.25 % why. our loan is floating type. what is floating? so many time increasing the ROI, but when decreasing ROI, there is no benifit given to customer why? This is cheating only.
Umesh kant cheetu take one prudential life insurance policy from ICICI
Agent.My policy no is 10145342.I diposit 30000rs at first time.After
that Ideposite 2500RS per month. Now I Deposit 90000Rs till2011.the
agent told us after 5 Years I got 1,50000.But now told me that this
policy is under share Market.that is going down and your amount is only
67000rs.Tell me now What can i do.I Purchase this policy from Ludhiana. The agent cheated me